Confidence is great for many a thing. Like when you’re working up the nerve to ask the cute person at the bar to dance, or when you’re about to give a speech to a room of your peers. But overconfidence is best avoided, especially when mixed with ignorance (I’m looking at you, Achilles, and your weak heel). Overconfidence when it comes to your finances? REALLY not good.
LearnVest, a financial planning service, conducted a survey with questions related to how a person’s confidence about their finances affects their saving/spending behavior. In answers from 100,000 users, they found a huge discrepancy in the level of financial confidence between the different age brackets.
Services like UberX and Lyft have turned out to be a boon for many a person looking for safe transport from a bar at 4 a.m. Or for people needing a ride from the dentist’s office when the effects of nitrous oxide are still wearing off. With their prices often being lower than what a taxi service offers, these driver-finding apps are even more beneficial for students without wheels of their own.
If you’ve never used UberX or Lyft, here’s the basics: Open the app and select your location, then a driver is sent over and you’re texted when he/she arrives. When you get to your location, you hop out (no need to pay cash – the fare is automatically charged to the credit card on file), and you leave feedback on a 1 to 5 scale. The thing is, while you’re rating your driver, your driver is rating you right back.
Posted by Reddit user snerro
A thread on Reddit with the above image kicked off an interesting discussion by teachers and students on the value of memorization in education. As often happens with stuff we find on Reddit, we carried the discussion back into the office, and not all of us were on the same page. Here’s what we thought: