Confidence is great for many a thing. Like when you’re working up the nerve to ask the cute person at the bar to dance, or when you’re about to give a speech to a room of your peers. But overconfidence is best avoided, especially when mixed with ignorance (I’m looking at you, Achilles, and your weak heel). Overconfidence when it comes to your finances? REALLY not good.
LearnVest, a financial planning service, conducted a survey with questions related to how a person’s confidence about their finances affects their saving/spending behavior. In answers from 100,000 users, they found a huge discrepancy in the level of financial confidence between the different age brackets.
The following was written by our own Ben Zoon, a talented Bookbyte employee and avid reader.
Ah, the start of the term, when countless shiny new textbooks are traded to college students in exchange for an arm and a leg. Meanwhile, last term’s books are being sold back for what seems like pennies on the dollar (unless you’re selling back to Bookbyte). It’s amazing how frequently textbooks get “updated” to new editions and seem to depreciate overnight. What then happens to all the old editions? They magically transform into some of the greatest bargains of our time!
Many modern college textbooks, especially the popular ones, are true works of art when you think about it. They’re overflowing with helpful pictures, diagrams, and charts. The text is written by some of the brightest educators in the country, whose passion truly shows through in their work. While I did my assigned reading in college, I would often find myself leafing forward a few chapters and marveling at the sheer quantity of blood, sweat, and tears that must have gone into producing it all.
The following was written by JT Ripton, a writer who has contributed to Teach.com, Apartments.com, CollegeRecruiter.com, and other sites. He can be reached on Twitter at @JTRipton.
The college years are full of tough assignments, hectic schedules, and challenging social situations. It’s easy to shrink back and become overwhelmed in that environment, but that can lead to regret later. Inspiring TED talks are always a good go-to for anyone who needs a bit of thought-provoking insight. The following eight talks are particularly helpful to college students.
There are books, magazines, articles, websites, e-books, mobile apps, pamplets, seminars, weekend retreats, YouTube videos, documentaries, comic strips, and (probably) puppet shows dedicated to preparing yourself for a job interview. These information sources tend to nitpick every little detail about your appearance and demeanor in order to give you the secret recipe to landing a job. (No pressure or anything.)
I once attended an excruciatingly boring talk about what to wear to interviews. The attendees were supposed to wear what they would at an interview while the speaker would tell these individual attendees why their ties were too short, their jackets too loose-fitting, or their heels too high. I went from simply being bored to actively disliking the speaker when she got into an argument with a friend of mine about gender normative attire. When we broke after over an hour for the half-way point intermission, I didn’t return. (more…)
In a move that mirrors the proposal in Oregon we talked about a few months back, Canadian province Nova Scotia has voted to eliminate interest on college student loans. The legislation is a deliberate and explicit move to remove the crippling financial burden of debt from new students as they start their careers. (more…)
I would prefer not to live in a country in which rhetoric about the purpose of college urges kids from privileged backgrounds to be innovators and creators while the poor kids who do very well in school are taught to be educated, capable employees.
This quote comes from this article, titled “The Danger of Telling Poor Kids That College Is the Key to Social Mobility” by Andrew Simmons. I highly recommend it if you have any interest in educational issues and socioeconomic differences. The whole thing really hits the nail on the head. (more…)