Confidence is great for many a thing. Like when you’re working up the nerve to ask the cute person at the bar to dance, or when you’re about to give a speech to a room of your peers. But overconfidence is best avoided, especially when mixed with ignorance (I’m looking at you, Achilles, and your weak heel). Overconfidence when it comes to your finances? REALLY not good.
LearnVest, a financial planning service, conducted a survey with questions related to how a person’s confidence about their finances affects their saving/spending behavior. In answers from 100,000 users, they found a huge discrepancy in the level of financial confidence between the different age brackets.
The following was written by our own Ben Zoon, a talented Bookbyte employee and avid reader.
Ah, the start of the term, when countless shiny new textbooks are traded to college students in exchange for an arm and a leg. Meanwhile, last term’s books are being sold back for what seems like pennies on the dollar (unless you’re selling back to Bookbyte). It’s amazing how frequently textbooks get “updated” to new editions and seem to depreciate overnight. What then happens to all the old editions? They magically transform into some of the greatest bargains of our time!
Many modern college textbooks, especially the popular ones, are true works of art when you think about it. They’re overflowing with helpful pictures, diagrams, and charts. The text is written by some of the brightest educators in the country, whose passion truly shows through in their work. While I did my assigned reading in college, I would often find myself leafing forward a few chapters and marveling at the sheer quantity of blood, sweat, and tears that must have gone into producing it all.
Services like UberX and Lyft have turned out to be a boon for many a person looking for safe transport from a bar at 4 a.m. Or for people needing a ride from the dentist’s office when the effects of nitrous oxide are still wearing off. With their prices often being lower than what a taxi service offers, these driver-finding apps are even more beneficial for students without wheels of their own.
If you’ve never used UberX or Lyft, here’s the basics: Open the app and select your location, then a driver is sent over and you’re texted when he/she arrives. When you get to your location, you hop out (no need to pay cash – the fare is automatically charged to the credit card on file), and you leave feedback on a 1 to 5 scale. The thing is, while you’re rating your driver, your driver is rating you right back.
There are dorm room essentials…and then there’s this stuff.
The amount of dorm “necessities” seems to grow every year – at least that’s what companies want you to think. Here are a few of the most illogical items that the Sharper Image, Pottery Barn, and other interior design offenders have included in their dorm collections, in no particular order.
In a move that mirrors the proposal in Oregon we talked about a few months back, Canadian province Nova Scotia has voted to eliminate interest on college student loans. The legislation is a deliberate and explicit move to remove the crippling financial burden of debt from new students as they start their careers. (more…)
The following is a guest post written by Carl Berry. Berry is a financial writer who covers tips and tricks for saving money on travel, college expenses, and everyday items.
This winter has brought some of the worst weather in recent memory. If you’ve been bombarded with snow, ice, and sub-zero winds — or even if you’re just tired of hearing about them — you can find some much-needed mental respite by sitting down and planning your spring break. However, before you start booking your tickets and packing your bags, be sure to start off on the right foot financially. You’re more than likely to graduate with a hefty student loan balance, which means that the better you manage your money during your college years, the easier it’s going to be to establish yourself after you don the cap and gown. Here are five ways to save money during your spring break.